Iowa Mortgage Help
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"After I was laid off from my job and I had my first child, I knew I
was in a bad position. When my lender started foreclosure proceedings,
Iowa Mortgage Help got involved. The process was very smooth and my rep
stayed in contact with me, and even afterward called to make sure everything
was going okay."
-- Zakiya Jenkins
"In August 2006, my husband and I were notified by the mortgage company
that our rate was going to adjust. I contacted them about locking in a
rate, only to be told that they wouldn't be able to help. Our house
payment went up $700/month. We struggled to put gas in our vehicles to
get to work and to buy groceries. Then, a friend gave me the number to
Iowa Mortgage Help. We are convinced that without the vast knowledge and
assistance of Iowa Mortgage Help, we would have lost our home."
-- John & Andrea Davison
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YOU CAN TRUST IOWA MORTGAGE HELP
Several credible public and private organizations and businesses teamed up to create the Iowa Mortgage Help initiative. With the assistance of a federal grant, this group is committed to making Iowans aware of free mortgage counseling resources to help them achieve the best possible solution to their individual financial situation.
Iowa Home Ownership Education Project 
The Iowa Home Ownership Education Project supports homeowner education in Iowa through collaboration of organizations and individuals.
Iowa Mediation Service
Iowa Mediation Service is a non-profit organization, serving Iowans since 1985. With offices in West Des Moines, Spencer, Mason City, Creston and Cedar Rapids, IMS works with thousands of Iowa homeowners and lenders on mortgage issues such as refinancing and foreclosure. Mediation is a voluntary process in which parties meet with a neutral third party mediator and look for win/win solutions.
Iowa Legal Aid
Iowa Legal Aid, along with attorneys across the state who take part in Volunteer Lawyer Projects, help nearly 50,000 Iowans every year. More than one-third of the clients are victims of domestic abuse. Half are children. Iowa Legal Aid has helped people with legal problems involving housing, home foreclosures, health care, safety and other basic necessities for more than thirty years. People with nowhere else to turn - women, senior citizens, veterans, children and other low-income residents - get help from Iowa Legal Aid.
Iowa Office of the Attorney General
Attorney General Miller has been a leader on mortgage foreclosure issues in Iowa and the U.S. He founded the Iowa Foreclosure Hotline, now known as the Iowa Mortgage Help Hotline, and he has proposed legislation to protect home mortgage borrowers. Miller was the lead Attorney General in the nation’s two largest consumer fraud mortgage cases. In the Household Finance case, consumers received $484 million, including about $1.5 million for Iowans. In the Ameriquest case, consumers received $295 million, including about $2.2 million for Iowans. Miller also is leading the State Foreclosure Prevention Working Group, a group of state attorneys general and banking supervisors that is working with the largest servicers of subprime mortgages to avoid as many unnecessary foreclosures as possible.
Iowa Finance Authority
The Iowa Finance Authority's mission is to finance, administer, advance and preserve affordable housing and to promote community and economic development for Iowans. IFA is a self-supporting public agency.
Strategic America
As a full-service marketing agency located in Des Moines, Strategic America (SA) has the local expertise to coordinate, create and deliver the message of the Iowa Mortgage Help initiative throughout the state of Iowa. SA has helped to motivate and inform homeowners who are facing financial difficulties to search for help. SA has been the marketing agency for IFA since 2005.